EPS 95 Higher Pension Application Process: Step by Step Procedure to Submit the online application for EPS 95 higher pension

The Employees’ Provident Fund Organisation (EPFO) has enabled a web link on its UAN members’ portal on February 27, 2023 allowing employees and pensioners to opt for higher provident fund pension based on actual salary. The EPFO has also extended the time to submit the options till May 3 as the Supreme Court-set deadline for submitting the joint options with employers ends on March 3.

The decision is part of implementing the Supreme Court verdict on November 4 allowing pensioners and workers who are members of the Employees Pension Scheme (EPS) 1995 as on September 1, 2014 to opt for higher pension. “The joint option for employees who were in service prior to September 1, 2014, and continued to be in service on or after September 1, 2014, but could not exercise joint option under the Employees’ Pension Scheme can do so now on or before May 3, 2023,” EPFO said on its website.

As per the circular, only those employees who were members of the Employees’ Provident Fund (EPF) before 01.09.2014 and continued to be a member on or after 01.09.2014 and did not opt for higher pension under the EPS 95 scheme are eligible to submit an application for higher pension.

In this article, an attempt has been made to explain step by step procedure to submit the online application for a higher pension. (as it is being used for the eligible employees specified vide circular dated 20.02.2023.

Step by Step Procedure to Submit the online application for higher pension

Open the UAN Member Portal website by Clicking on https://unifiedportal-mem.epfindia.gov.in/ OR https://bit.ly/Eps95HigherPensiononlineapplicationlink

Click on the flash “Pension on Higher Salary: Exercise of Joint Option under para 11(3) and para 11(4) of EPS-1995 on or before 3rd May 2023”

Click on Application form for joint options: Joint options under erstwhile para 11 (3) and para 11 (4) of EPS 1995 for employees who were in service prior to 1st September 2014 and continued to the in service on or after 01.09.2014 but could not exercise joint option under erstwhile provision to para 11 (3) of EPS 1995 to be exercised on or before 3rd May 2023.

Then click on Exercise of joint option for the Employees who were in service prior to 01.09.2014 and continued to be in service on or after 01.09.2014 but could not exercise joint option under erstwhile proviso to para 11(3) of EPS-1995 and read Instruction carefully.

Then fill the required details in Registration request for exercising of Joint options under para 11(3) and 11(4) of EPS-1995 like UAN, Name, Date of Birth, AADHAAR, Aadhaar Linked Mobile Number.

Then check the box of  I hereby give my consent for OTP based Aadhar authentication for establishing my identity for the purpose of exercising joint option under para 11 (3) and 11 (4) of EPS, scheme.

Then click on get OTP.

Then enter the OTP received on Aadhaar registered mobile no. and validate your details.

 After validation of user Pension On Higher Wages Application Form (Joint Option Form) will be opened.

Then check the Disclaimer check box (I have gone through Supreme Court Judgement dated 04.11.2022 in SLP (C) No.8658-8659 of 2019 and I am registering this joint option in terms of directions contained in the said judgement. I undertake that the pension will be calculated subject to formula determined under the Scheme for this purpose.)

Check the details and fill the member details, also fill the Joint Option & Contribution Details and attached required documents in pdf format.

Read the declaration carefully, after that submit your form

Once application form is submitted Acknowledgement Number Generated.